Terms and Conditions of Use
These Terms and Conditions govern your use of the tylavoriqen website and services. By accessing or using our website, you agree to comply with and be bound by these terms. Please read them carefully before proceeding.
These Terms and Conditions were last updated on October 19, 2025.
Acceptance of Terms
By accessing, browsing, or using the tylavoriqen website located at tylavoriqen.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website or services.
Key Definitions
For clarity and consistency throughout this document, the following terms carry specific meanings when used in these Terms and Conditions:
Website refers to tylavoriqen.com and all associated pages, content, features, and functionality accessible through this tylavoriqen or any subdomain we operate.
Services refers to the information, content, insights, articles, newsletter, and any consultation opportunities we provide through the website or related communications.
User, You, or Your refers to any individual or entity that accesses or uses our website or services, whether actively engaged or passively browsing.
We, Us, or Our refers to tylavoriqen and its operators, content creators, and authorized representatives.
Permitted Use of Services
Our website provides financial literacy content, insights, and information for personal, non-commercial use. You may access and use our content for your own awareness and understanding. You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.
User Eligibility
You must be at least eighteen years old and capable of forming binding contracts under applicable Canadian law to use our website and services. By using our website, you represent and warrant that you meet these eligibility requirements.
If you are accessing on behalf of an organization, you represent you have authority to bind that entity to these terms.
Your Responsibilities as User
When using our website and services, you agree to comply with all applicable laws and regulations. Additionally, you agree to the following specific responsibilities:
Prohibited Activities
To protect our website, services, and community, the following activities are strictly prohibited:
Intellectual Property Rights
All content on this website, including text, graphics, logos, images, audio clips, and software, is the property of tylavoriqen or its content suppliers and protected by Canadian and international copyright laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
Content You Submit
When you submit content through contact forms, comments, or other interactive features, you retain ownership of your content. However, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display that content for purposes of operating our website and providing our services.
Your Content Representations
You represent and warrant that any content you submit is your original creation or that you have necessary rights and permissions to submit it. You agree your submitted content will not violate any third-party rights or contain unlawful, offensive, or inappropriate material.
Privacy and Data Protection
Your privacy matters to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. By using our website, you consent to the data practices described in our Privacy Policy.
View Privacy PolicyImportant Disclaimers and Limitations
The following disclaimers apply to your use of our website and services. Please read them carefully as they limit our liability and set important expectations:
Educational Content Only
Content on this website is provided for informational and awareness purposes only. It does not constitute professional financial advice, recommendations, or guidance tailored to your specific circumstances. Results may vary based on individual situations. Past performance doesn't guarantee future results.
Limitation of Liability
To the fullest extent permitted by Canadian law, tylavoriqen and its operators, contributors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our website or services.
User Indemnification
You agree to indemnify, defend, and hold harmless tylavoriqen and its operators, employees, contractors, and affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the website, your violation of these Terms, or your violation of any third-party rights.
Dispute Resolution Process
We value positive relationships with users and prefer to resolve disagreements amicably. If disputes arise, we've established the following resolution process:
Informal Resolution
If you have a concern or dispute with our services, please first contact us directly using the information provided in the Contact section. We'll work in good faith to resolve the matter informally within thirty days.
Most disputes can be resolved through direct communication. We're committed to addressing concerns fairly and finding mutually acceptable solutions whenever possible.
Alternative Dispute Resolution
If informal resolution doesn't resolve the dispute, parties may agree to mediation or arbitration under the rules of a mutually agreed alternative dispute resolution provider before pursuing litigation.
Learn About ADR OptionsSeverability Provision
If any provision of these Terms and Conditions is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.
Complete Agreement
These Terms and Conditions, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and tylavoriqen concerning your use of the website and supersede all prior agreements regarding the same.
Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of Canada and the province in which tylavoriqen operates, without regard to conflict of law provisions. Any legal action or proceeding arising under these terms shall be brought exclusively in courts located in that province.
Account Termination
We reserve the right to terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms and Conditions. Upon termination, your right to use the website ceases immediately.
Changes to Terms
We reserve the right to modify or replace these Terms and Conditions at any time at our discretion. Material changes will be posted on this page with updated effective date. Your continued use of the website after changes take effect constitutes acceptance of revised terms.
Contact Information for Terms
If you have questions about these Terms and Conditions or need clarification about any provisions, please contact us using the following information:
Email Address: content@tylavoriqen.com
Phone Number: +1-445-960-6366
Mailing Address: 73 Bathurst Street, 4th Floor, Toronto, ON M5V 2P6 Canada
Effective Date of Terms: These Terms became effective on October 19, 2025.
Document Version: Version 1.2